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20151127home buying guidelines for 2016

I went to a mortgage conference last week, and one speaker (who is also an attorney) suggested that with this next Presidential Term we would likely see the introduction of a new “breed” of mortgage loans.  These loans, according to the speaker, would have more than a 30 year term, and would be a combination loan designed for folks with Student Loan debt.

During the housing boom that peaked around 2006, HUD homes were hardly a hot topic of conversation. But since the housing bust that soon followed, the HUD program has gained notoriety and become more of a household name. (For more information on buying a home, see: A Guide to Buying a House in the U.S. )